What is a 6d Certificate?

What is a 6d Certificate?

By Stephen McCarthy

This morning I am meeting the trustee of a condo association to obtain a 6D Certificate.

The 6 D Certificate is proof all of the condo fees and assessments for a a condo have been paid in full.

A few things you need to know about the 6D Certificate:

  1. The seller obtains the 6 D certificate for the closing
  2. A 6D is only required for the sale of a condo. Not part of the sale of a single family or multi family
  3. The buyer and the lender will not close without a completed 6 D Certificate
  4. The Seller of the condo can not sign the 6D
  5. A Trustee of the condo association signs the 6 D
  6. The 6 D Cert must also be notarized
  7. The 6 D Cert must be an original
  8. When you get the 6 D certificate completed make it good beyond the scheduled closing date. If the closing is delayed you want to avoid going back for a new 6D
  9. Some condo associations charge a fee to prepare a 6 D. Might cost $50 to $200
  10. This document is required by Massachusetts General Laws Chapter 183A, section 6(d)

As the listing agent I will follow for the 6D to make sure it is available for closing day. However sometimes the seller’s attorney or the seller will obtain the signed and notarized document.

 

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I have been a full-time Boston Real Estate Sales Agent since 2001. I focus primarily on the South Boston, MA real estate market. However, I have closed sales throughout Greater Boston. I monitor values and market activity so that I may provide my clients with timely market information and expertise.

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